With More Than 30 Years of Experience
Serving Clients Throughout the USA
Individual Benefits

Life Insurance Benefits for the Living Insured

Why Individual Benefits

Full Disclosure

If you live with a terminal illness and need financial assistance, you have choices. Individual Benefits will bring you up to speed on all the possibilities that apply to your situation before introducing the viatical option. We’ll give you all the necessary information to make an informed decision that will best suit your situation.
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By Word and Deed

Individual Benefits is one of the most respected viatical settlement firms in America. Our clients are satisfied because we have consistently maintained offers at, and often above, current viatical markets. We recommend that you double-check your contract to make sure it includes a 15-day rescission period following the sale of a policy. That way, if you change your mind, there are no fees and no obligations. Just return the settlement in full, together with any premiums you might have paid.

Why our independence means freedom for you

The simple fact that we’re an independent resource offers you substantial advantages.
First, we do not buy policies for profit, as do private funding companies. They offer the lowest amount possible to leverage your policy against dozens or hundreds of others in a portfolio. It’s the same principal insurance companies use to calculate your policy payments based on risk. They’re all more concerned about their portfolios than they are about you.
Think of it this way: you won’t be graded on a curve. We’re in the business of finding the highest settlement offer for you instead of managing portfolios for us. Instead, we seek out the best single funding source for your policy.
Further, as one of the leading viatical settlement companies, we’re going to be around for a long time. A trend toward consolidation in our industry may eliminate some smaller companies, but it means a broader base for us.

It's more than dollars, and it makes sense​

Everyone at Individual Benefits has been through the terminal illness of a relative or friend. We believe in our work, and we promise to treat you with the same integrity, compassion, and skill as if your situation were our own.
Our company is committed to every client we serve because we know that the strength of our society lies in the security of every individual. That’s why we call ourselves “Individual Benefits.”